I choose to have faith in God, if I am wrong I have nothing to lose, if your wrong about the existence of God, you have everything to lose. !
So you believe in god just to play it safe? That's what it sounds like to me. Are you saying God will deny me entry into heaven because I did not believe in him? Even though I've never violated any of the ten commandants, always treated people the way I would want to be treated and whole bunch of other things. But if I were a complete scumbag as long as I believed in god I'm good to go.
Here's some study material. According to the bible mankind started out with a man and a woman who had two sons. Think about that.
Abraham was a paranoid schizophrenic.
Noah collected two of ever animal. Now look up how many species of animal there are in the world.