Chip & Pin for Citi AAdv Card Holders

[eolesen]

For those of you here who work international, and have a Citibank cards... they are quietly rolling out chip and pin on request at no additional cost, but apparently only for Mastercard.

As I work overseas about 30% of the time, this means finally being able to buy gas in the middle of the night where only a chip reader works.

It also will save some time in restaurants, etc. where they have the handheld payment devices brought to your table, and eliminate a lot of the dirty looks that shopkeepers and servers give you when you whip out an old fashioned magnetic strip card...

 

[737823]

For those of you here who work international, and have a Citibank cards... they are quietly rolling out chip and pin on request at no additional cost, but apparently only for Mastercard.

As I work overseas about 30% of the time, this means finally being able to buy gas in the middle of the night where only a chip reader works.

It also will save some time in restaurants, etc. where they have the handheld payment devices brought to your table, and eliminate a lot of the dirty looks that shopkeepers and servers give you when you whip out an old fashioned magnetic strip card...

Interesting. Keep in mind that the standard card has foreign exchange transaction fees which quickly add up. When abroad I use my Amex or Chase Hyatt Visa (w/ chip and signature) and no forex fees. CapitalOne also has several cards available fee free that don't have forex fees.

Josh

 

[MCI transplant]

<_< -------- Aren't these the same cards that can be scanned while still in your wallet, by the bad guys, without your knowledge?

 

[737823]

<_< -------- Aren't these the same cards that can be scanned while still in your wallet, by the bad guys, without your knowledge?

I think what you are referring to is RFID technology like MasterCard PayPass or Amex ExpressPay. They are still around but very few cards and payment terminals support the technology and it's been around for many years and hasn't caught on. What E is referring to is a chip embedded in the start that requires direct contact to process the payment.

Josh

 

[TWU informer]

◦"The most common ego identifications have to do with possessions, the work you do, social status and recognition, knowledge and education, physical appearance, special abilities, relationships, person and family history, belief systems, and often also political, nationalistic, racial, religious, and other collective identifications. None of these is you."

 

[eolesen]

The EMV card that I was referring to in the original post is a contact chip, and works like a debit card -- PIN required. Steal the card, and it's useless without the PIN. Much better than magstripes, in that the chip doesn't wear out. And if you're walking around with a stolen smart-card in Europe, I doubt too many shopkeeps or servers are going to accept it as a swipe & sign..

The contactless cards like PayPass are a lot more prone to fraud when stolen. All you have to do is tap & you're billed. Same thing as the Suica & Oyster cards used in London & Tokyo... Steal the card, and you're never going to be asked for a PIN as long as your purchases are under $50. Don't know how many people remember RFID key fobs that were used for Mobil Speedpass in the late 90's - steal a car with one of those on the keychain, and heck, you get free gas to go along with the car.

Dave, I know it's tough to have a discussion that doesn't involve labor or the bankruptcy, but thanks for your valuable input.

 

[FWAAA]

The info in this thread might be useful for the several thousand AA employees (I'm thinking pilots and flight attendants) who visit foreign countries several times each month.

I've encountered the problem. You don't have to be a big spender to find that your chipless card is virtually useless.

 

[BlueStar]

<_< -------- Aren't these the same cards that can be scanned while still in your wallet, by the bad guys, without your knowledge?

RFID blocking wallet...
http://www.thinkgeek.com/gadgets/security/8cdd/?cpg=cj&ref=&CJURL=&CJID=3569216

They make them for passports too...
http://www.thinkgeek.com/gadgets/security/910f/

While your at it, note that this website doesn't appear to have a privacy policy so it seems they could sell or share your "identity revealing information" "without your knowledge" and for any reason. (I'm still waiting to hear back from the admin confirming this)

Just because your paranoid doesn't mean they aren't following you. 😉

 

[737823]

The EMV card that I was referring to in the original post is a contact chip, and works like a debit card -- PIN required. Steal the card, and it's useless without the PIN. Much better than magstripes, in that the chip doesn't wear out. And if you're walking around with a stolen smart-card in Europe, I doubt too many shopkeeps or servers are going to accept it as a swipe & sign..

The contactless cards like PayPass are a lot more prone to fraud when stolen. All you have to do is tap & you're billed. Same thing as the Suica & Oyster cards used in London & Tokyo... Steal the card, and you're never going to be asked for a PIN as long as your purchases are under $50. Don't know how many people remember RFID key fobs that were used for Mobil Speedpass in the late 90's - steal a car with one of those on the keychain, and heck, you get free gas to go along with the car.

Dave, I know it's tough to have a discussion that doesn't involve labor or the bankruptcy, but thanks for your valuable input.

Interesting. I'll have to call and request a new card. My Chase Hyatt card is chip and signature, not chip and pin. Used in London at Boot's a couple weeks ago with no issue (and no pin)

Josh

 

[BoeingBoy]

They have become universal in Europe (and probably other places) but the U.S. is just starting the conversion. Hence the problem with the "old" style mag strip cards in Europe.

Jim

 

[TWU informer]

Dave, I know it's tough to have a discussion that doesn't involve labor or the bankruptcy, but thanks for your valuable input.

Your are welcome...

you are always sure to post in the others, I was just being fair

Dont you have a post to report? Or a control thread to start? Maybe a threat to become moderator and fix this mess?

 

[eolesen]

You left out the parts where I'm paid by AA to post here, and I'm also one or two other posters on the forum.

Maybe you should spend a little more time looking out the window for the black helicopters...

 

[TWU informer]

You left out the parts where I'm paid by AA to post here, and I'm also one or two other posters on the forum.

Maybe you should spend a little more time looking out the window for the black helicopters...

No need, I have nothing to fear, and the facts speak for themselves, even in this instance.