Hi Bagflinger, you don't know who I am, but I do know who you are, and the companies you have worked for.
In reply to your question about liability if something falls off.......I don't know the answer......but I can guess that some employers will stick with you, while others will run-like-hell in the opposite direction.
May I suggest you look up the posts about "Good companies to work for".
Companies don't just make it onto that list because they pay big bucks........they usually have good ops gear, a benefit plan, and treat you respectfully, and expect a good job in return........these things usually go hand-in-hand at the "good" companies.
How do your employers measure up ??? Did they make the list ???
We are in a tough business, a "good" employer makes life alot easier.
Did you really have to buy your own long-line to get a good one???? Holy doo-doo, it might be time for you to exercise your piloting skills by 'pulling a 180 and getting the-hell-outta there'!!
I cannot guarantee you a job at any of the "good" companies, but the sooner you start calling around, the sooner you will start working with the right size pear-rings.