Mr. Dufster, call sign "FUD"
Dude, (is that cool?MS,OT,CD,HM,DT1,DT2,and Ryan? ) I and everyone in the industry can see that you have decided to become a pilot. I am suggesting that you keep your present job = cashflow, continue taking in all the different opinions being expressed, and find a hole! You are rushing! For 50K cash whammo!, there is bound to be a cash strapped operator where you could possibly buy into a 206 and get your license at the same time and have something to show for it after. I'm saying don't limit your possibilities with the "no guarantees bullshit" and make a better informed choice. Take your time , think and act like a 70 year old!
What you should be looking for is a connection with a company that uses Helicopters( more hours per year the better), get a job there? and have a buddy with a Jetranger and a class 2. Place your self ala strategic, and make allowances for safety and security.
By participation in this forum maybe you are doing just that?
Take your time young man.
Good luck in your endeavors