Well, I'm happy to say that I don't have much experience with hospitalization. That's why I was concerned. I've already found out on another issue about next year's insurance that something that would be illegal for an insurance company to do is legal because AMR is self-insured; so, it doesn't hurt to ask. (Before this trip, I had not been an inpatient in a hospital for 56 years--since I had my tonsils out at age 11.)
jimntx. PM coming at you my ol' Amigo !