Dumped the wife, had no kids. (People are expensive)
Bought a cheap Condo at 3% interest rate, super low mortgage putting down 20%
Work 5 days a week rarely taking an extra day off. Minus 6 weeks vacation.
Have a defined benefit Pension
Put 30% into my 401K, pay attention to the market.
Not retiring too early. Leaving at 65 thinking about extending to 66 working that year Part Time.
Spending wisely/ Not addicted to online shopping.
And I work very little overtime but occasionally I’ll grab a few hours here and there.