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The UNITED STATES SUPREME COURT

tom barry

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From what I can hear/read, the Insurance Company's are praying for "ALL,... or Nothing at all"

It appears that if the SCOTUS rejects the mandate, but lets everything else stand, that our friendly Insurance man/company is SCREWED, or so they say.

I for one, hope the SUPREMES reject it all so the non-stop ads leading up to the General Election say(to the REPUGS), "Well we Tried, ...What's YOUR PLAN" ???????????????? 🙄 🙄
 
From what I can hear/read, the Insurance Company's are praying for "ALL,... or Nothing at all"

It appears that if the SCOTUS rejects the mandate, but lets everything else stand, that our friendly Insurance man/company is SCREWED, or so they say.

I for one, hope the SUPREMES reject it all so the non-stop ads leading up to the General Election say(to the REPUGS), "Well we Tried, ...What's YOUR PLAN" ???????????????? 🙄 🙄

They can't reject the mandate. Scalia didn't seem too fond of SCOTUS going through 2100 pages to see what stays/goes. Even said he wouldn't wish it on his clerks.

Don't worry, if rejected Obama will put everybody on Medicare and he gets single payor death panels.
 
They can't reject the mandate. Scalia didn't seem too fond of SCOTUS going through 2100 pages to see what stays/goes. Even said he wouldn't wish it on his clerks.

Don't worry, if rejected Obama will put everybody on Medicare and he gets single payor death panels.

Well since you put it that way, I'll sleep like a baby tonite. 😀 😀 😛
 
Ignoring the Supreme's for a moment. I have my very own Healthcare Reform Plan. Of course it focuses on the Individual, NOT the government and their Crony Capitalist Insurance Companies,

See what you think.

1. Establish Medical Saving Accounts.


Each Individual would be able to deposit tax-free money into a Medical Savings Account (MSA). Whenever you need the money to pay medical bills, you will be able to withdraw it. For individuals without an MSA, Plus all healthcare expenditures 100 percent tax deductible.

2. Deregulate the healthcare industry.


Repeal all government policies that increase health costs and decrease the availability of medical services. For example, every state has laws that mandate coverage of specific disabilities and diseases. These laws reduce consumer choice and increase the cost of health insurance. By making insurance more expensive, mandated benefits increase the number of uninsured American workers.

3. Remove barriers to safe, affordable medicines.

Replace government agencies like the Food & Drug Administration (FDA) with more agile, free-market alternatives. The mission of the FDA is to protect us from unsafe medicines. In fact, the FDA has driven up healthcare costs and deprived millions of Americans of much-needed treatments. For example, during a 10-year delay in approving Propanolol Propranolol (a heart medication for treating angina and hypertension), approximately 100,000 people died who could have been treated with this lifesaving drug. Bureaucratic roadblocks kill sick Americans.
In the 1960s, low-cost health insurance was available to virtually everyone in America - including people with existing medical problems. Doctors made house calls. A hospital stay cost only a few days' pay. Charity hospitals were available to take care of families who could not afford to pay for healthcare. The beginning of the end was Medicare under LBJ's Great Society

Since then the federal government has increasingly intervened through Medicare, Medicaid, the HMO Act and tens of thousands of regulations on doctors, hospitals and health-insurance companies.

Today, more than 50 percent of all healthcare dollars are spent by the government.

Health insurance costs are skyrocketing. Government health programs are heading for bankruptcy. Politicians continue to pile on the regulations. This has created an unworkable crisis brought on by the Crony Capitalists and their Political Parasite colleagues.
 
Ignoring the Supreme's for a moment. I have my very own Healthcare Reform Plan. Of course it focuses on the Individual, NOT the government and their Crony Capitalist Insurance Companies,

See what you think.

1. Establish Medical Saving Accounts.


Each Individual would be able to deposit tax-free money into a Medical Savings Account (MSA). Whenever you need the money to pay medical bills, you will be able to withdraw it. For individuals without an MSA, Plus all healthcare expenditures 100 percent tax deductible.

2. Deregulate the healthcare industry.


Repeal all government policies that increase health costs and decrease the availability of medical services. For example, every state has laws that mandate coverage of specific disabilities and diseases. These laws reduce consumer choice and increase the cost of health insurance. By making insurance more expensive, mandated benefits increase the number of uninsured American workers.

3. Remove barriers to safe, affordable medicines.

Replace government agencies like the Food & Drug Administration (FDA) with more agile, free-market alternatives. The mission of the FDA is to protect us from unsafe medicines. In fact, the FDA has driven up healthcare costs and deprived millions of Americans of much-needed treatments. For example, during a 10-year delay in approving Propanolol Propranolol (a heart medication for treating angina and hypertension), approximately 100,000 people died who could have been treated with this lifesaving drug. Bureaucratic roadblocks kill sick Americans.
In the 1960s, low-cost health insurance was available to virtually everyone in America - including people with existing medical problems. Doctors made house calls. A hospital stay cost only a few days' pay. Charity hospitals were available to take care of families who could not afford to pay for healthcare. The beginning of the end was Medicare under LBJ's Great Society

Since then the federal government has increasingly intervened through Medicare, Medicaid, the HMO Act and tens of thousands of regulations on doctors, hospitals and health-insurance companies.

Today, more than 50 percent of all healthcare dollars are spent by the government.

Health insurance costs are skyrocketing. Government health programs are heading for bankruptcy. Politicians continue to pile on the regulations. This has created an unworkable crisis brought on by the Crony Capitalists and their Political Parasite colleagues.


Sparrow, a Question.

Put to a nationwide vote. How far do you think Your Plan would get ??
 
Medical savings accounts are a HUGE gamble for any family that has any very serious illness/illness's within it.

The price if Individual Freedom and Liberty is........ RISK

You are also forgetting that a free market ALWAYS lowers prices, making MSA's more valuable then ever.
 
1. I put away 10% in my 401k. Without insurance, I could not afford any type of major surgery or disease treatment. My brother in law had two heart valve replacement surgeries. The cost was over $1 million. Not sure how much deregulation and competition would reduce that but I still would not be close to affording that.

Not to mention that there are quite a few who do not have the extra income to put aside.

2. Who pays for those folks? How do they get coverage?

3. Is "free market" code for private enterprise? Who funds them? Who has over site? Who regulates it?

How do you regulate the industry to protect the consumer? Some regulations are onerous and can be re-examined but I am not sure of a better system. So far I think yours has far more questions than answers.
 
1. I put away 10% in my 401k. Without insurance, I could not afford any type of major surgery or disease treatment. My brother in law had two heart valve replacement surgeries. The cost was over $1 million. Not sure how much deregulation and competition would reduce that but I still would not be close to affording that.

You don't know if your statement is true. If the free market does what it has done, then your premiums WILL be lower. Basic Economics, NOT Obamanomics.

Not to mention that there are quite a few who do not have the extra income to put aside.

Individual Liberty gives you the right to go to Olive Garden or put money in your MSA. The price of Freedom is RISK.

2. Who pays for those folks? How do they get coverage?

For hundreds of year there were and are to this very day Charity hospitals. If you take the onerous tax burden OFF people then they can fund things like Charity Hospitals.

3. Is "free market" code for private enterprise? Who funds them? Who has over site? Who regulates it?

Look up the definition of Free! As in Free Markets, Free Markets are self regulating. Read the works of Hayek, Or are you afraid of what you'll learn?

How do you regulate the industry to protect the consumer? Some regulations are onerous and can be re-examined but I am not sure of a better system. So far I think yours has far more questions than answers.

Not the role of Government to protect consumers that's why we have tort law and civil courts. States can enact any consumer law they like. Just not the Feds.
 
That's what I thought. This has been discussed before. I'll pass.
 
Individual Liberty gives you the right to go to Olive Garden or put money in your MSA. The price of Freedom is RISK.

Who in this country has the income where they can put enough money into an MSA to pay for a major surgery, trip to the ER, birth of a child etc? People who have them use them for things like co-pays, meds and other lower cost items.
 
Individual Liberty Versus a Police state, Not a hard choice for me.

You must be part German? Bang a drum and you follow.


Yea, that must be it. I am sure there could not any other possible reasons.
 
Who in this country has the income where they can put enough money into an MSA to pay for a major surgery, trip to the ER, birth of a child etc? People who have them use them for things like co-pays, meds and other lower cost items.

A FREE Market drives prices down. Just like it did with airfares. Inflation adjusted we pay less now to fly then we did 20 years ago. Deregulation worked unless you were an airline employee.

Right now pre Obama Care the Government has in dollar terms about 50% of expenditures, which is you and me funding someone else's Healthcare.

Let's take a basic Doctors visit. The example I made up is much more favorable to the Government role then it actually is, but I want to be fair in demonstrating how getting Government OUT will lower costs. So let's assume for discussion the following to be true.

Doctor's Office Charge = $50.00
Doctor's Office Actual cost to provide = $25.00
Doctor's Office Reimbursement for MediCare/Caid = $15.00
Doctor's Office Reimbursement from private employer paid plans = $35.00

The Doctor is allowed a profit as is any enterprise and under the example the ONLY person paying the $50.00 published rate is the person without insurance of any kind. The Dr has to either find enough uninsured patients who actually pay to offset the below cost reimbursement from the Government or only accept a limited number of MediCare/Caid patients.

Eliminate the cost of Government paperwork and the Dr's cost go down to say $23.00 per visit. Most private companies are doing things electronically now which also lowers cost to the Dr. Then you say "But what about those on the government programs". If you cut the programs to near zero or even raise eligibility you effectively remove cost shifting. Once you have the Government out or it's 50% market share into the teens or single digits then the price settles in to around (IMO) $30.00per visit. The Dr gets his profit, insurance companies get lower cost, you get lower premiums and more can afford insurance and MSA's. NO, it's not perfect. It is however preferable to a government run bureaucracy. Seriously do you want the same people who muck up the DMV having your life in their hands?
 
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