I can't believe that I'm answering my own question, but for all that are interested;;;
Firstly you must upload your photo to a host web site. I used the one that came with XP. MSN photos. Once this is done, right click the picture from the page and scroll down to properties and click. Find the URL address and highlight it and right click it, copy it. Go back to your post, and here's the secret....Bracket the address with: square bracket img square bracket, paste address, square bracket /img square bracket.....done