MediGap

[delldude]

Wow. Where to start.

drugs for HIV cost thousands of dollars a month. Drugs for other diseases are eequally expensive. MSA cover it but I doubt it. BTW is this on top of paying for health insurance? Not sure how My peoeple would be able to make those payments to save.

What happens when the insurance companies decide not to cover certain conditions? They already do not accept people with pre existing conditions. My dad cannot vet out of Kaiser till 2014 assuming the universal health care record does not get repealed. It will only increase the choice for the folks who are health. Those who are sick are screwed.

Sure. Let tbe companies police them selves. What could vo wrong with that?

Count me in on the lotto picket

Duh....and you are naive enough to think your gov't won't?

Its already in the plans......

 

[Ms Tree]

Monopolies have to do with production not consumption. So I guess I am missing that point. The drug companies are the ones who are scaring people into not going abroad to get drugs. They are trying to imply that people a groping dead in the streets in canal da and Mexico due to unsafe drugs. I believe there were a few states that were going to Canada to get chapter drugs.

Using law suits is not a good bell weather for determining drug safety. That is like saying since people die in car accidents wearing seat belts that seat belts do not work. The FDA does not test drugs. The companies are supposed to. Some they lie or cheat to make a buck. To think that the drug companies would do better or Tbe we would be better off with out an independent oversight is stupid to say the least.

My brother in law had a heart valve problem detected. Doc said to keep an eve on it. They wanted to move at some point but when they started to loom at lhealth insurance no one would take him due to pre existing condition. Needed up he needed to have two valves replaced. He got and infection a few months after the first operation. They cracked him open a second time. All said and done the tab would have been over $2 million. What charity would have paid for that? He was 82.

Charities can pick up a small part of it but they are not able to so all of it. Not even most of it.

Suing a corporation? Now that is funny. How often is that successful? Do you have any idea how mostly that is. How time consuming? The doctor and hospital screwed up with my brother in law. They caused the infection. Several other doctors have clearly said the hospital and doctor screwed up and nearly killed him. They cannot find a layer to take the case with out a substantial retainer. They do not like to work for free or wait decades.for a pay out.

Self monitoring corporations? Utter BS. Ford Pintos. Exxon. BP. Asbestos. Various drug manufactures. various car manufactures (recalls. Like they would have does that voluntarily). Companies are going to try and get away with ever they can. With out over sight they will.

Out laying group coverage is a nice idea but being a person who said government can only do things that are allowed by the COTUS can you point out where the the COTUS said government has the right to limit negotiations between companies? Where does it say I cannotr offer you a sweet deal if you are going to guarantee me a large customer base? I do not think regulatiNG commerce covers this.

 

[777 fixer]

1. Establish Medical Saving Accounts.[/b]

Under this program, you could deposit tax-free money into a Medical Savings Account (MSA). Whenever you need the money to pay medical bills, you will be able to withdraw it. For individuals without an MSA, the Libertarian Party will work to make all healthcare expenditures 100 percent tax deductible.

MSA already exist, people use them to cover medications, copay's etc. However I don't think most people have the means to deposit enough money in one to cover things like major surgery, birth of a child, trips to the ER etc.

 

[dapoes]

However I don't think...

Yeah, thats about right.

 

[Ms Tree]

MSA already exist, people use them to cover medications, copay's etc. However I don't think most people have the means to deposit enough money in one to cover things like major surgery, birth of a child, trips to the ER etc.

Agreed. Ifbthey could do that they could afford insurance. Kind of a silly idea to think that FSA. accounts would be isd for anything other than what they are used for.

 

[Veritas]

MSA already exist, people use them to cover medications, copay's etc. However I don't think most people have the means to deposit enough money in one to cover things like major surgery, birth of a child, trips to the ER etc.

A few months ago, my doctor suspected that I had an asymptomatic heart attack based upon an irregular EKG. He insisted that I be taken to the ER (in a wheel chair across the parking lot from his office, or there would have been an ambulance charge to boot) to run tests for blood enzymes. I was at the ER for two hours before I was released to go home. The charge was $8,500. Blue Cross paid $1,050 and my share was $50. The rest was written off.

The next day, at my internist's insistence, I underwent an echo stress test at the cardiologist's office. I passed with flying colors. The cardiologist reported to my internist that I broke his machine. The non-specific irregularities were meaningless. The bill for that test was $925 of which my insurance paid $446 and I was responsible for $137. The rest was a write off pursuant to the doctor's contract with the Blue Cross.

My doctor billed $752 for the services and tests performed at his office. Again, Blue Cross paid $310, I was responsible for $82 and the rest was a write off.

So, for two days of tests and procedures I was billed for more than $10,000 for which the service providers accepted a total of approximately $2,100 as payment in full. How much would a person using only a Medical Savings Account have had to pay?

 

[Ms Tree]

They would have been charger full value. Not to worry though. The charities would be there to pick up the tab for what ever was lacking. It's all good.

 

[SparrowHawk]

History has shown us when you move towards a free market prices come down. If you create a legal framework that forces individuals to take responsibility for their health care then costs will come down.

When you take out government manipulation of pricing through below market reimbursements then the cost shifting and incentive for fraud decreases.

All of the naysayers here work off the assumption that certain things are static and will never change. If we don't shift the burden for healthcare to the individual then we're living Einstein's definition of insanity. If you eliminate BY LAW group policies and eliminate employer paid healthcare then you empower every US Citizen to act in their own best interest when choosing insurance. I'm not sure why that frightens everyone.

 

[Ms Tree]

How do you eliminate it by law with out violation the COTUS?

 

[delldude]

How do you eliminate it by law with out violation the COTUS?

Write an executive order....

Monopolies have to do with production not consumption. So I guess I am missing that point. The drug companies are the ones who are scaring people into not going abroad to get drugs. They are trying to imply that people a groping dead in the streets in canal da and Mexico due to unsafe drugs. I believe there were a few states that were going to Canada to get chapter drugs.

You better do a fact check, its the US government that did this..........like passed laws??

Funny, Glaxo makes pills in Canada and US but the ones in Canada are no good....

 

[777 fixer]

Write an executive order....

Exactly how would that work?

 

[777 fixer]

A few months ago, my doctor suspected that I had an asymptomatic heart attack based upon an irregular EKG. He insisted that I be taken to the ER (in a wheel chair across the parking lot from his office, or there would have been an ambulance charge to boot) to run tests for blood enzymes. I was at the ER for two hours before I was released to go home. The charge was $8,500. Blue Cross paid $1,050 and my share was $50. The rest was written off.

The next day, at my internist's insistence, I underwent an echo stress test at the cardiologist's office. I passed with flying colors. The cardiologist reported to my internist that I broke his machine. The non-specific irregularities were meaningless. The bill for that test was $925 of which my insurance paid $446 and I was responsible for $137. The rest was a write off pursuant to the doctor's contract with the Blue Cross.

My doctor billed $752 for the services and tests performed at his office. Again, Blue Cross paid $310, I was responsible for $82 and the rest was a write off.

So, for two days of tests and procedures I was billed for more than $10,000 for which the service providers accepted a total of approximately $2,100 as payment in full. How much would a person using only a Medical Savings Account have had to pay?

The truth is very few people would have enough money in an MSA to cover those kinds of bills. Those that would have the money proably would not have to worry aobut having an MSA in the first place.

 

[Ms Tree]

Write an executive order....




You better do a fact check, its the US government that did this..........like passed laws??

Funny, Glaxo makes pills in Canada and US but the ones in Canada are no good....

I was referring to Mr COTUS aka Sparrow who only likes to do things that are in accordance with the COTUS.

There were states that had were getting their drugs from Canada. Not sure what laws you are referring to.

 

[Ms Tree]

The truth is very few people would have enough money in an MSA to cover those kinds of bills. Those that would have the money proably would not have to worry aobut having an MSA in the first place.

Not to worry. The charities will take care if it.

 

[SparrowHawk]

Not to worry. The charities will take care if it.

History shows us to be a very generous society to those less fortunate. Granted things like the the Orphan Trains used to get orphans as home seem strange today but the kids did get taken in and many grew up to be civic leaders.




From 1854 to 1929 250,000 children were relocated from the East Coast to the West and Mid-West. The entire Orphan Train project was started by ONE man of God who was appalled at what he saw and tried to address the issues as best he could

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